5 /5 Tom Irish: One main has come through for me twice in the past few months when I thought I was at the end they helped me out. They were very polite and professional in our dealings and worked things around my schedule. The interest is high but when you need it now you have to expect that. I thought you had to own your vehicles to use them as collateral for a loan but you don’t they will payoff your current loan and give you a loan through them. It’s worth giving a call to see what options they have. They have more than I thought they did so don’t underestimate what One Main can do for you call them today.