OneMain Financial - Watertown Jerad Buckley: Misleading (borderline lying) when you speak to them about loans. Claim you’re prequalified based on accurate information and documents uploaded, also told multiple times it was NOT a hard check and wouldn’t affect my credit, but not forthcoming about when you do submit the final time, the credit check is a hard pull. Told me I was good to go as soon as I uploaded the docs and now I’m out 10 points on my credit and in the same financial situation I was before. Don’t look to these people for help.