new-york Date: 09-30-2025

Find the Best 6 Banking & Credit Near You Watertown, NY

Banking & CreditAddress
1State CS Employees Federal Credit Union144 Eastern Blvd, Watertown, NY 13601
2Northern Credit Union - Factory Branch120 Factory St, Watertown, NY 13601
3AmeriCU Credit Union871 Arsenal St, Watertown, NY 13601
4Northern Credit Union- Commerce Branch1180 Commerce Park Dr, Watertown, NY 13601
5Farm Credit East25417 NY-12, Watertown, NY 13601
6Loan Money Till Payday123 Franklin St, Watertown, NY 13601

1.State CS Employees Federal Credit Union

Address: 144 Eastern Blvd, Watertown, NY 13601

(5) user ratings total:

Shannon Buckner Wonderful staff
5 /5

2.Northern Credit Union - Factory Branch

Address: 120 Factory St, Watertown, NY 13601

(46) user ratings total:

Timothy Baker I walked into the branch today, maybe 1:30 pm. I had some cash in hand and a couple of checks for deposit. A young man met me at the door, asked what I wanted to do... he then directed me towards the e-teller machine in the back, I said I just wanted to make a simple deposit, "Cant I wait for this young lady here in the front to be finished with the person shes assisting...?". He said no, I needed to sign in at the kiosk (make an appointment). So after doing that (no option to select for "Make Deposit" at kiosk so he checked "Account Maintenance" for me) I waited for several minutes behind others who were waiting for loans/etc., I finally left and drove to the Commerce Park Dr. walked in to a live teller, made my deposit - done. If youre looking to do some simple, quick banking with a live in-person teller, this isnt your spot.
2 /5

3.AmeriCU Credit Union

Address: 871 Arsenal St, Watertown, NY 13601

(37) user ratings total:

Samantha Beecher I am actually Samanthas Dad and I have the AmeriCU account (not sure what happened here). Ive had accounts at Key Bank, Community Bank, NFCU, and Redwood and maybe more. When I was going to receive SSDI, I needed an account. Key Bank said no because I had paid off a small car loan 6 months early.....40 years ago. Community said no because I defaulted on a loan balance of $600 15 years ago....I had their correspondence in my hand to prove I paid it (amusingly, they had to cash my checks as theyre government checks written on their bank! Lmao!). I didnt ask NFCU because I was always treated as a low life when I had an account there... mustve been the hair and tattoos ( my signature was forged on some papers and they wouldnt even look into it even though I could prove it wasnt my signature). I called AmeriCU...as soon as I said "disability" I was invited to open an account. I mentioned my apparently poor banking history. It didnt matter. They have suffered my ignorance, unresponsiveness, frustration, and having to repeat themselves regularly. My credit score is good now with very little effort on my part. Wouldnt be doing as well with finances now if not for them. Stop in, have a cold drink, or hot, or both. They might not be for you. But I treat them the way I expect to be treated and if theyre whispering and giggling behind my back, theyre waiting til Im gone! Kudos, AmeriCU. I wonder if theyve a dating service? I Love You, AmeriCU!
5 /5

4.Northern Credit Union- Commerce Branch

Address: 1180 Commerce Park Dr, Watertown, NY 13601

(21) user ratings total:

John Kaufmann Very good, small, well-run credit union.
5 /5

5.Farm Credit East

Address: 25417 NY-12, Watertown, NY 13601

6.Loan Money Till Payday

Address: 123 Franklin St, Watertown, NY 13601